Version-1 (Jan-Feb 2016)
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| Paper Type | : | Research Paper |
| Title | : | Microfinance Banks Activities and Standard of Living in Nigeria |
| Country | : | Nigeria |
| Authors | : | I.G. Okafor |
Abstract: Among the goals of democratically elected governments world over, especially in the developing countries is to uplift the standard of living of the citizens. Absence of quality standard of living leads to a mirage of social ills. Low standard of living is associated with poverty. Poverty is associated with lack of necessary wherewithal. Availability of credit is one source to fight poverty. Microfinance banks are friendly institutions available to the poor. They provide the poor the needed credit. This study sets out to examine the impact of microfinance banks activities on the standard of living in Nigeria. Annualized time series for twenty years covering the period (1993-2012) were collated from the Central Bank of Nigeria (CBN), National Bureau of Statistics (NBS) and National Population Commission (NPC).
[1]. Bateman, M. (2011).Muhammad Yunus and faltering reputation of microfinance.Milfordbateman@yahoo.com
[2]. Bello and Roslan (2010). Has poverty reduced in Nigeria 20 years after? European Journal of social sciences. 15(1) 7-17.
[3]. Central Bank of Nigeria – CBN (2005). Regulatory and Supervisory framework for Microfinance banks in Nigeria.
[4]. Central Bank of Nigeria (2005). Regulatory and Supervisory Framework for microfinance Banks in Nigeria.
[5]. Central Bank of Nigeria (2011).Statistical Bulletin.
[6]. Chavan, P. and Ramakumar, R. (2002): Micro credit and rural poverty: An analysis of empirical evidence, Economic and Political Weekly 37(10), 955-965.
[7]. David (2011). Outward oriented developing economies really do grow more rapidly: evidence from 95 least develoed countries. Change, 40 (3), 523-544.
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| Paper Type | : | Research Paper |
| Title | : | The Relationship between Revenue Diversification and Government Spending In Cross River State |
| Country | : | Nigeria |
| Authors | : | Ejoh, Ndifon Ojong (Ph.D) || Okpa, Inah Bassey || Ogon, Akpeh Edung |
Abstract:In recent decades, revenue diversification has become a prevalent practice in state government finance. The trend of revenue diversification, according to the portfolio theory, has far-reaching implication for public financial management as it may change revenue stability, which has been an important policy objective for state government administrators. This study explores how revenue diversification affects government spending. The study adopted the survey design with data collected from both primary and secondary sources. After presenting and analyzing the collated data, the formulated hypothesis was tested using Regression model in SPSS 20. The result revealed that the diversification of public revenue reduces revenue fluctuation. It was thus recommended that to minimize revenue volatility, government should purposefully define a set of economic activities as tax base and create a tax portfolio with multiple revenue sources and low elasticity
Keywords: Revenue diversification, Government spending, Revenue stability, Tax base, Tax portfolio, Economic base.
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[5]. Fagbemi, T. O., O. M. Uadiale and A. O. Noah (2010):"The Ethics of Taxation Evasion: Perceptual Evidence from Nigeria" European Journal of Social Sciences, Volume 17, Number 3
[6]. Froeschle, R. (2005). WHAT TO DO WITH ALL THIS DATA? The Role of Economic Base Analysis in Regional Economic Development Unpublished unpublished paper.
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| Paper Type | : | Research Paper |
| Title | : | Corruption Impacts on Growth and Development of the Moroccan Society |
| Country | : | Morocco |
| Authors | : | Ktit Jalal || Machrafi Mustapha |
Abstract:The interest of this paper is to examine the slowdown in economic growth because of the endemic corruption that tends to hinder private investment, reduce the quality of public investment, promote the development of an annuity Economy and paralyze the development of the whole Moroccan society. The analysis of the existing theoretical and empirical literature on this subject shows that corruption leads to an important socio-economic cost. The prevalence of this problem may explain the poor performance of companies. by favoring certain rentier sectors, Corruption affects the optimal distribution of public expenditure. It may take the form of a tax on productive enterprise thereby discouraging investment.
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[7]. Work Paper. Almakhrizi Institut d'économie.